Recent increases in retail prices have drawn attention to the current transaction dollar limits (pump limits) for credit card transactions. 

Phillips 66 has contacted each of the card brands – Visa, Mastercard, Discover, and American Express – to request consideration for adjustments to existing pump limit thresholds. At this time, none of the card brands are considering a pump limit increase or change. 

Phillips 66 adheres to the limits established by the card brands to help minimize exposure to fraud and chargebacks. Learn more about standard CRIND limits.  

However, Phillips 66 does allow for a contractual amendment to your applicable agreement (BMA, BRA, or BLA) that would permit a higher bank card pump limit at your site(s). Please note that any such adjustment requires acceptance of additional liability and increased exposure to potential fraud and chargebacks associated with higher limits. If you would like to explore this option, please contact: 

Kim Greenfield 
p66fraud@p66.com  
1-888-482-1838 

Separately, we are pleased to announce that our branded fleet card provider, WEX, has agreed to increase authorization/pump limits from $350 to $600 in response to rising diesel costs. This adjustment was implemented across the Phillips 66 branded network effective April 9, 2026. 

Thank you for your continued partnership. We value your business.  

Phillips 66 Marketing Payment Services